ACROSS
- 1 Goes for the takings (8)
- 5 Sort of course designed for drivers (4)
- 9 Is swallowing half a bird, like a spoonbill (4)
- 10 Concern oneself with what the capital provides (8)
- 11 Coach - or much larger conveyance (5)
- 12 One colleague holds it to make a copy (7)
- 13 Although approximate travelling rates are shown for usual routes (13)
- 18/21 A mistake by the parson? (8,5)
- 19 Average description of Scrooge (4)
- 20 Examine a small creature holding the head of a parasite (7)
- 21 See 18
- 22 It's sung for joy (4)
- 23 Alteration in rate with certain valued possession (8)
DOWN
- 2 Could this be the start of second childhood? (7)
- 3 He should handle the money that is right! (7)
- 4 His instruction will proceed step by step (7-6)
- 6 New arrangement of opera in this kind of concert (4-3)
- 7 Suitability that results from regular training (7)
- 8 One who takes over assistance to the poor (6)
- 13 Putting a mark of approval on bed-cover (7)
- 14 Superintend the position of the bishop (7)
- 15 Makes a judgment but is open to conversion (6)
- 16 Thinks much of one in unusual dreams (7)
- 17 To charm, change the name belonging to us (7)