ACROSS
- 1 Handy aid to warmth (4)
- 3 It's widespread, half in verse (8)
- 8 Staunch support (4)
- 9 Paper thrown after the match (8)
- 11 Daydreamer who is easily disturbed? (5,7)
- 13 One who docks a sailing ship (6)
- 14 Pay your bills and relax (6)
- 17 Apt mechanism designed for collecting Post Office revenue (5,7)
- 20 Wrong director still has to be paid (8)
- 21 Texas is represented by one (4)
- 22 They are paid by formal visitors (8)
- 23 Those warned should take it (4)
DOWN
- 1 Lose, to put it badly (8)
- 2 Her gift takes the form of goods (7)
- 4 It's looped round a dog (6)
- 5 It's not the same as a disagreement (10)
- 6 Headgear - worn at 45 degrees? (5)
- 7 Outstanding feature in French industry (4)
- 10 Watercourse required for high speed (10)
- 12 Bowed to authority and put it off (8)
- 15 A plant from the list (7)
- 16 I'm left with something from abroad (6)
- 18 Rows that disturb ceremonies (5)
- 19 A blemish in sports cars (4)